\begin{thebibliography}{}

\bibitem [\protect \citeauthoryear {%
Rickards%
}{%
Rickards%
}{%
{\protect \APACyear {2016}}%
}]{%
rickards2016road}
\APACinsertmetastar {%
rickards2016road}%
\begin{APACrefauthors}%
Rickards, J.%
\end{APACrefauthors}%
\unskip\
\newblock
\APACrefYear{2016}.
\newblock
\APACrefbtitle {The Road to Ruin: The Global Elites' Secret Plan for the Next
  Financial Crisis} {The road to ruin: The global elites' secret plan for the
  next financial crisis}.
\newblock
\APACaddressPublisher{}{Penguin Books Limited}.
\newblock
\begin{APACrefURL} \url{https://books.google.fi/books?id=HJAsDAAAQBAJ}
  \end{APACrefURL}
\PrintBackRefs{\CurrentBib}

\end{thebibliography}